Making health insurance simple and affordable for real people like you

I know how frustrating health insurance can be – I’ve been there. That’s why I founded Heaven Insurance Consultants: to provide the clear, honest guidance I wished I’d had. Whether you’re self-employed, leaving your parents’ plan, or running a small business, I’ll find coverage that actually fits your life and budget.

Expert guidance from someone who truly understands

Quick claims support with direct access to me

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about us

Your Personal Health Insurance Advocate

After navigating my own frustrating health insurance journey 8 years ago, I founded Heaven Health Insurance to make the process simple, transparent, and affordable for you.

I take the time to truly understand your unique situation – whether you’re a small business owner, aging off your parents’ plan, or planning for early retirement. As both a broker and policyholder myself, I share real firsthand experience to help you find coverage that lets you sleep better at night.

From ACA plans to private insurers like New Era Life, I’ll guide you to the best value for your specific needs and budget.

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Insurance That Actually Makes Sense

Complete health protection options

Every client’s story is different, and so are their insurance needs. I offer comprehensive coverage options – from basic health plans to critical illness protection – all explained clearly and matched carefully to what you actually need and can afford.

Medicare Part A (Hospital Insurance)

Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Medicare Part B (Medical Insurance)

Medicare Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.

Medicare Part D (Prescription Coverage)

Medicare Part D covers the cost of prescription drugs (including many recommended shots or vaccines).

Why Work With Me

Experience the difference of personal service

Choose me as your health insurance advocate for honest guidance, transparent pricing, and someone who’s been in your shoes. With 8 years of experience and firsthand knowledge as a policyholder myself, I provide the clear, caring support that turns insurance confusion into confidence.

Your Coverage, Your Choice

Budget-Friendly Solutions

Simple, No-Hassle Service

Year-Round Personal Support

How I Work

Getting covered is refreshingly simple with
personal guidance

I’ve spent 8 years perfecting a process that takes the stress out of finding health insurance. Here’s how we’ll work together to get you properly protected.

Free Consultation

We'll start with a real conversation about your needs, budget, and concerns. No forms to fill out first - just an honest chat about what matters to you.

01

Clear Options

I'll research and present your best options in plain English. You'll understand exactly what each plan covers and costs - no insurance jargon or hidden surprises.

02

Simple Enrollment

Once you choose, I handle all the paperwork and details. You'll have my direct support through every step, making enrollment genuinely hassle-free.

03

Ongoing Partnership

I'm here long after enrollment - for claims questions, life changes, or annual reviews. You'll always have my direct number: 954-646-3666.

04

My Commitment

Discover the Heaven Insurance Consultants Difference

Explore my core commitment to making health insurance simple, transparent, and affordable. I offer personalized coverage options designed around your unique needs – because after 8 years in this business, I know that real peace of mind comes from having an advocate who truly understands your situation and fights for your best interests.

Local Expertise & Personal Guidance

As your Boynton Beach health insurance advocate, I bring 8 years of experience and a personal understanding of your frustrations – I've been there myself. I specialize in making health insurance simple and transparent, taking time to understand your unique situation. No confusing jargon, just honest guidance from someone who's both your broker and a fellow policyholder. Together, we'll find coverage that gives you peace of mind.

Comprehensive Coverage Options

I specialize in finding affordable coverage for individuals at every life stage - from young adults leaving their parents' plans to early retirees. My focus includes small business owners (under 6 employees), self-employed professionals, and those navigating COBRA transitions. Beyond traditional health plans and ACA options, I offer dental, vision, critical illness, accident disability, and Medicare supplements through trusted carriers like Humana, United, Florida Blue, and Aetna.

Affordable Plans & Real Savings

Making health insurance affordable is personal to me - I've been in your shoes. Whether you qualify for ACA subsidies or need budget-friendly private options, I'll find ways to reduce your costs without sacrificing coverage. I specialize in affordable solutions for small businesses (under 6 employees) and self-employed professionals. By comparing plans across Florida Blue, Humana, United, Aetna, and value-focused insurers like New Era Life, I'll ensure you get the best deal possible. My services cost you nothing - ever.

Clear Guidance & Ongoing Support

After 8 years of making insurance simple and transparent, I've mastered turning confusing terms into clear understanding. I don't just explain your coverage - I empower you to advocate for better healthcare services. My approach is built on trust and genuine relationships, taking time to know you personally before recommending any plan. Need help after enrollment? Have questions about a claim? I'm just a phone call away at 954-646-3666. Think of me as your personal health insurance advocate, not just another broker.

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What matters most - get your free insurance quote today!

After my own frustrating insurance journey, I made it my mission to protect what matters most to you – your health and peace of mind. Whether you’re self-employed, transitioning off your parents’ plan, planning early retirement, or need affordable coverage for your small business (under 6 employees), I’ll find the right solution. As both your broker and a fellow policyholder, I offer honest guidance based on real experience. Get your free consultation today and discover how simple and transparent health insurance can be when you have the right advocate. Call me at 954-646-3666 or email yheaven@aol.com – I’m here to make this easy for you.

pricing plan

Insurance pricing plans affordable coverage for every budget

Health Insurance

Individual
  • Preventive care covered
  • Choose your doctor

Health Insurance

Family
  • Coverage for dependents
  • Pediatric services

Health Insurance

Business
  • Group rates available
  • Multiple plan options

Your Dedicated Agent

Always Here When You Need Me

I offer health insurance plans that actually work for real people – with benefits you’ll use, prices you can afford, and service from someone who truly cares.

faqs

Frequently asked questions

Confused about deductibles? Wondering if you qualify for subsidies? I’ve compiled answers to the questions my clients ask most, because I believe understanding your coverage shouldn’t require a degree in insurance.

8+ Years of Experience

With 8 years dedicated exclusively to health insurance, I've transformed a personal frustration into a passion for helping others. Every client benefits from my hands-on experience as both a broker and policyholder.

Always Here When You Need Me

Health insurance questions don't follow business hours. While I'm not available 24/7, I'm committed to being responsive and accessible when you need guidance. You'll have my direct contact information and personal attention.

Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.

Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.

Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.

Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.

Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.

testimonials

Real stories from real clients

When I started Heaven Insurance Consultants 8 years ago, it was because I knew there had to be a better way. Since then, I’ve built my practice on trust, transparency, and genuine relationships. From young adults finding their first health plan to small business owners discovering affordable options they didn’t know existed, my clients’ experiences speak to the difference personal attention makes.

Their stories reflect what I strive for every day – turning the frustrating maze of health insurance into a simple conversation with someone who truly cares about your wellbeing. Whether it’s helping someone understand their benefits for the first time or finding coverage that fits both their health needs and budget, these testimonials show why my clients sleep better at night.

"After aging off my parents' plan, I was completely lost trying to navigate health insurance on my own. Yvonne took the time to explain everything in simple terms - no confusing jargon. She found me an affordable plan that actually fits my freelance lifestyle and budget. What I love most is that she's always just a phone call away when I have questions. Having her as my advocate makes all the difference."

Self-employed - Plan - Health - Insurance
Maria Rodriguez Self-Employed Consultant

"Finding affordable health coverage for my small team seemed impossible until I met Yvonne. She understood our unique situation and found creative solutions I didn't even know existed. Her personal experience as both a broker and policyholder really shows - she gives honest advice, not sales pitches. Thanks to her guidance, my employees and I have great coverage without breaking our budget. She truly makes health insurance simple and transparent."

Florida-Small business-Heaven-Health-Insurance-Plans-Consultants
David Chen Small Business Owner (4 employees)

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